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Find out which insurance best adapts to your needs

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What do you need?

Cover the risk of
non-payment

If you need to insure the payment of invoices for sales involving customers in your portfolio, whether at home or abroad.

Cover the risk of
contract termination

If, in addition to the risk of non-payment, you need to cover the possible lapse in the performance of a contract, whether involving a customer at home or abroad.

A guarantee or security,
collateral or bond

If you need to cover your responsibilities as part of a project with the public authorities or private entities, or your customer asks you to provide them with collateral or a bond.


Liquidity

If you need liquidity for your company or a foreign customer.

Cover the political risks
of a foreign investment

Including expropriation, economic losses caused by political violence or the inability to transfer dividends.

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What type of coverage are you looking for?

Insure sales on credit to my customer portfolio

You want to keep recurring sales on credit insured.

Insure a specific project/customer

You want insurance for a one-off transaction..

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Tell us about your company

Billing of less than €5 million per year

Billing of more than €5 million per year

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Is your project national or international?

National

International

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Do you need liquidity for your company or a foreign customer?

For my company

For a foreign customer

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For my company

Financing for advances on your insured bills

Solutions via your financial institution or alternative channels

Financing for the execution of my contract.

We share the risk with the bank granting you a working capital loan to finance your project

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Tell us about your company

Billing of less than €5 million per year

Billing of more than €5 million per year

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For a foreign customer

I am negotiating an export contract and I want to help my foreign customer obtain long-term financing.

We offer your bank coverage so that it can offer financing to your customer

Coverage for my foreign customer.

We offer your foreign customer coverage so that they can confirm their credit card

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1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

The most advanced and comprehensive solution against default risks

  • Your whole portfolio insured with the most comprehensive coverage on the market

  • Qualified analysis of your customers to offer you a price in keeping with their types

  • Access to bank and non-bank financing

  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.

More information

Fixed-rate comprehensive solution for default risks

  • No Turnover limitation
  • Insure your whole customer portfolio
  • Single price applicable to all your sales
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not
More information

Paperless solution for your credit sales

  • For SMEs with a turnover of up to €5 million
  • Fixed premium according to turnover   
  • No sales declarations
​​Special offer
Save a great deal by taking it out right now! In the first year, the flat rate for costs to analyse
your debtors will set you back just €1
More information

The flexible solution for default risks

  • Know the solvency status of all your customers at all times 
  • Insure customers you consider more critical
  • Access to bank and non-bank financing
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.
More information

100% online commercial credit management services

  • Choose the customers you want to monitor, up to 10 during the trial period
  • Turn credit recommendations into insurance with a single click
  • Pay only for the sales made your insured customers
More information
BACK STARTING AGAIN
1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

The most advanced and comprehensive solution against default risks

  • Your whole portfolio insured with the most comprehensive coverage on the market

  • Qualified analysis of your customers to offer you a price in keeping with their types

  • Access to bank and non-bank financing

  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.

More information

Fixed-rate comprehensive solution for default risks

  • No Turnover limitation
  • Insure your whole customer portfolio
  • Single price applicable to all your sales
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not
More information

The flexible solution for default risks

  • Know the solvency status of all your customers at all times 
  • Insure customers you consider more critical
  • Access to bank and non-bank financing
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.
More information
BACK STARTING AGAIN
1 2 YOUR SOLUTION

The insurance that best suits your needs is

IF YOUR PROJECT IS INTERNATIONAL YOU MAY ALSO BE INTERESTED

Export contract non-payment and/or termination risk coverage

  • Exporter risk coverage. 
  • Provide the bank financing through the Certificate of Coverage for the bank that discounts the invoices.
New Line for operations with Ukraine
Cesce has approved a line of coverage for the value of 30 million euros.
More information

Non-payment and contract termination risk coverage

  • Coverage for Spanish companies that carry out construction contracts, projects, assemblies, etc., overseas. 
  • It covers the risk of seizure or non-repatriation of machinery and the inability to transfer to Spain the working capital deposited in the foreign country to finance the work. 
More information
BACK STARTING AGAIN
1 YOUR SOLUTION

The insurance that best suits your needs is

IF YOUR PROJECT IS INTERNATIONAL YOU MAY ALSO BE INTERESTED

Export contract non-payment and/or termination risk coverage

  • Exporter risk coverage. 
  • Provide the bank financing through the Certificate of Coverage for the bank that discounts the invoices.
New Line for operations with Ukraine
Cesce has approved a line of coverage for the value of 30 million euros.
More information

Non-payment and contract termination risk coverage

  • Coverage for Spanish companies that carry out construction contracts, projects, assemblies, etc., overseas. 
  • It covers the risk of seizure or non-repatriation of machinery and the inability to transfer to Spain the working capital deposited in the foreign country to finance the work. 
More information
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1 2 YOUR SOLUTION

The insurance that best suits your needs is

Máster Oro IntegralMáster Oro Integral Póliza ClásicaPóliza Clásica Póliza FácilPóliza Fácil Póliza IndustrialPóliza Industrial Máster FlexibleMáster Flexible Working Capital LoansCrédito Circulante Buyer CreditCrédito Comprador Supplier CreditCrédito Suministrador Documentary Credit - Whole turnover policyCréditos Documentarios Póliza Abierta Documentary Credit - Single risk policyCréditos Documentarios Póliza Individual Express Debtor InsuranceDeudor Seguro Exprés Bonds - Cover for guarantorsEjecución de Avales Factura Segura ExprésFactura Segura Exprés Bonds - Cover for exportersFianzas Seguro a Exportadores Strategic Investments FinancingFinanciación de inversiones estratégicas Essential inputs | Bank GuaranteeInsumos Esenciales | Aval Bancario Essential inputs | Direct GuaranteeInsumos Esenciales | Garantía Directa Investment Insurance for Financing EntitiesInversiones Seguro a Financiadores Overseas Investment - Cover for investorsInversiones Seguro a Inversores Green Investment LoansPóliza Verde de Inversión Quantum ServiciosQuantum Servicios Surety BondSeguro de Caución

Guarantee of compliance with obligations

  • For all types of companies
  • Choose your guarantee mode
  • Agility in the study of the policy and issuance of Guarantees

 

 

More information
Civil Works AbroadSeguro de Obras
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1 2 YOUR SOLUTION

The insurance that best suits your needs is

Coverage against non-compliance with payment obligations 

  • It covers Financial Institutions that issue a guarantee on behalf of the Spanish exporter.

  • Once the guarantee has been executed (duly or unduly), the exporter is subject to the obligation to pay the Financial Institution. The insurance covers non-compliance with this obligation.

More information

Coverage against bond enforcement risk

  • It covers Spanish exporters for internationalisation transactions in which the exporter is required to provide guarantees to foreign buyers or authorities of the destination country. 
  • It provides coverage against the risk of improper enforcement of bonds by the foreign contracting party or the risk of enforcement due to political risks.  

 

More information
BACK STARTING AGAIN
1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

The most advanced and comprehensive solution against default risks

  • Your whole portfolio insured with the most comprehensive coverage on the market

  • Qualified analysis of your customers to offer you a price in keeping with their types

  • Access to bank and non-bank financing

  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.

More information

Fixed-rate comprehensive solution for default risks

  • No Turnover limitation
  • Insure your whole customer portfolio
  • Single price applicable to all your sales
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not
More information

Paperless solution for your credit sales

  • For SMEs with a turnover of up to €5 million
  • Fixed premium according to turnover   
  • No sales declarations
​​Special offer
Save a great deal by taking it out right now! In the first year, the flat rate for costs to analyse
your debtors will set you back just €1
More information

The flexible solution for default risks

  • Know the solvency status of all your customers at all times 
  • Insure customers you consider more critical
  • Access to bank and non-bank financing
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.
More information

100% online commercial credit management services

  • Choose the customers you want to monitor, up to 10 during the trial period
  • Turn credit recommendations into insurance with a single click
  • Pay only for the sales made your insured customers
More information
BACK STARTING AGAIN
1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

The most advanced and comprehensive solution against default risks

  • Your whole portfolio insured with the most comprehensive coverage on the market

  • Qualified analysis of your customers to offer you a price in keeping with their types

  • Access to bank and non-bank financing

  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.

More information

Fixed-rate comprehensive solution for default risks

  • No Turnover limitation
  • Insure your whole customer portfolio
  • Single price applicable to all your sales
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not
More information

The flexible solution for default risks

  • Know the solvency status of all your customers at all times 
  • Insure customers you consider more critical
  • Access to bank and non-bank financing
  • New! Cesnet Integral Combined management of all your existing customers, whether or they are insured by Cesce or not.
More information
BACK STARTING AGAIN
1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

Financing to cover your working capital needs

  • It provides coverage to banks granting credit to Spanish companies to finance export or internationalisation contracts.
  • The financing can be used for the purchase of raw materials, payments to suppliers, staff costs, etc. 
More information
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1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

Coverage against the risk of non-payment of the credit granted to foreign debtors

  • Coverage for financial institutions that grant loans to foreign debtors for purchasing Spanish goods and services.

  • This insurance covers the bank against the risk of non-payment of the credit. 

More information
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1 2 3 YOUR SOLUTION

The insurance that best suits your needs is

Coverage of risks inherent to the confirmation of documentary credits

  • This coverage is designed for banks that provide recurrent confirmation of documentary credits issued by financial institutions in a given country. 
  • The credits must be used for the payment of Spanish export transactions.
More information

Coverage of risks inherent to the confirmation of documentary credits

  • Coverage designed for banks that provide recurrent confirmation of documentary credits issued by financial institutions in a given country. 
  • The credit must be used to pay for a Spanish export transaction. 
More information
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1 YOUR SOLUTION

The insurance that best suits your needs is

Coverage against political risks derived from a foreign investment

  • Protection for banks financing a Spanish investment abroad against political risks that may affect repayment of the loan. 
More information
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